Now read: Water cremation is the latest funeral trend – but how much does it cost? Land Registry fees: £20-£140 “Funeral directors are obliged to have a full list of all their prices – so if you can’t find this on their website, you should ask them to provide it.” Whether you’re buying a pre-paid plan, or organising a funeral for someone that has just passed away, it’s really important to be clear exactly what is and isn’t included in the package. James Daley of consumer group Fairer Finance, said: “Funerals are complex and come with lots of different costs and options. If the plan covers a burial, it won’t include the cost of the plot or the headstone.įuneral plans also won’t cover the cost of a wake or any flowers for the service. They typically only guarantee to cover certain things, such as the cost of the coffin and the funeral director, and an allowance to cover third party costs such as use of a crematoria, doctors’ fees, attendance of a celebrant or minister, and digging of the burial plot. These plans promise to cover different things, depending on the package. This is a significant cost, and while many people do leave provisions for their own funeral, Sun Life says 41pc of people fail to put enough aside to cover the whole cost, leaving surviving family with a bill for the difference.Ī bill shock can also come for those who thought the service would be covered by a funeral plan. This varies depending on whether you opt for a cremation or burial, as burials tend to be more expensive. However, when you include extras such as professional fees, a funeral service, flowers and things like catering and venue hire for a wake, it reports that the true cost has actually risen by 3.8 pc to £9,200, up from £8,864 in 2021. The average cost of a basic funeral has fallen to £3,953 – down 2.5 pc since 2021, according to Sun Life. Now read: How much does a funeral cost, exactly? Funeral costs: £9,200 on average If you delay, you might end up needing them in a hurry and be forced to pay for the priority service, which is more than triple the standard price at £35 per certificate. It’s a good idea to order death certificate copies as soon as you are able to, as they can take around 14 days to arrive. You’ll need a certified copy of a registered death when it comes to dealing with a person’s finances and property.Ĭertificates cost £11, and you’ll probably need more than one copy, as photocopies are not accepted by many organisations, such as banks or life insurance companies. Here, Telegraph Money reveals six hidden costs that you might not have factored into dealing with the death of a loved one, so you don’t get caught out in future. There’s a huge amount of things to do, from sorting out the deceased’s household bills and working through their will, to stopping pension payments and going through the notoriously miserable business of probate.īut, unfortunately, the admin and costs following a death don’t end there. Addressing money matters after someone has passed away can make a terrible time even harder.
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